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Adult buyers may prefer hard pack styles because they offer: Better box protection A firmer structure A cleaner shelf appearance Less bending or crushing during handling Hard packs are often easier to store neatly

But a move by California to increase state excise taxes by $2 per pack was the original domino that set the others tumbling

Increase to Health Insurance Premium Rates Above Budgeted Amounts The City offers premium-free health insurance plans to its employees and pre-Medicare retirees through two Emblem Health companies: the Health Insurance Plan of Greater New York HMO Preferred (HIP-HMO) and the Group Health Incorporated Comprehensive Benefit Plan (GHI-CBP)