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IMPACT ON YOU Lower penalties make it easier to correct missed RMDs without severe consequences Beneficiaries of inherited IRAs may need to withdraw funds faster, increasing taxable income WHAT SHOULD YOU DO Set up automatic RMD withdrawals to avoid penalties If you inherited an IRA, consult a financial planner to ensure you meet distribution requirements Consider charitable giving strategies (like Qualified Charitable Distributions) to satisfy RMDs tax-efficiently Tax Change #6: 1099-K Reporting Threshold Lowered The IRS has significantly lowered the reporting threshold for 1099-K forms from $20,000 and 200 transactions to $600 in total transactions

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