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Choosing to say "no to tobacco" is the first step toward reclaiming your ultimate freedom. It's not just a health choice, it's a commitment to be present for life's most meaningful moments What Happens if Smoker's Lie to Insurance Provider? ABSLI Smoking doesn't make you uninsurable but hiding it can put your family's claim at risk. Insurers price policies based on risk, so tobacco or nicotine use may lead to higher premiums. This Tobacco Surcharges Tobacco Cessation M3 Insurance
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