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Indeed, they pointed out that it was not inconceivable that several million claims for asbestos disease might eventually be filed, and that the damages that will be ultimately awarded will exceed the combined assets of the insurance and asbestos industries. They then warned that this could result in a situation in which private individuals will hold homeowners, health, and automobile insurance contracts that are worthless because there will no longer be sufficient assets to provide the protection purchased. In the concluding section of their paper, Commercial Unions authors cited the need for a federal solution to the pervasive social problem of asbestos disease, claiming that citizens have traditionally looked to the federal government to protect them from threats to public health, and arguing that many people suffering from asbestos disease had first been exposed to asbestos while working in shipyards during the Second World War, when the government required the use of vast amounts of asbestos in ship construction

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