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Life Insurance for Smokers and Tobacco Users (Insider Tips) The cost of smoking? VA House passes bill that could reduce insurance premiums for tobacco users WRIC ABC 8News Prudential Will Reclassify People Who Vape To Treat Them As Regular Smokers Smoking doesn't make you uninsurable but hiding it can put your family's claim at risk. Insurers price policies based on risk, so tobacco or nicotine use may lead to higher premiums. This
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